Terms of use

Last updated 8 Nov 2026

By creating an account or using Oya Invoice you agree to these terms.

Your account

• Give true details and keep your password private. You are responsible for what happens in your account, including staff you add.
• You must have the right to use any logo, name and bank details you put on your invoices.

Acceptable use

Do not use Oya Invoice for fraud, fake invoices, scams, or to send messages people did not agree to receive. We may suspend accounts that do.

Your data

Your records belong to you. You can export them at any time. See our Privacy policy.

Plans and payment

The free plan lets you create a limited number of invoices, receipts and quotations at no cost. Pro is billed in advance for the period you choose (1, 3, 6 or 12 months) and removes the limit. Prices are shown before you pay and may change with notice; a change never affects time you have already paid for. Payments are processed by Paystack, and a Paystack fee may be added to the price at checkout.

Auto-renew: if you choose it and pay by card, we charge the same card for one month when your plan ends. You can turn auto-renew off or remove your card at any time under Plan & billing. Paid time is not refundable once used, except where the law requires.

Collecting payments with your own Paystack

If you connect your Paystack account, your customers pay you directly through Paystack; the money never passes through Oya Invoice. You are responsible for your Paystack account, the goods or services you sell, refunds to your customers, and following Paystack's terms. We only record the payment on your invoice once Paystack confirms it.

Availability

We work hard to keep the service running and your data backed up, but we cannot promise it will never be interrupted. The app keeps working offline and syncs when the connection returns. Keep your own exports of important records.

Limits

Oya Invoice is a tool to create and share invoices and receipts. It does not give tax, legal or accounting advice. To the extent allowed by Nigerian law, we are not liable for indirect losses such as lost profits.

Ending

You can delete your account at any time in Settings. We may close accounts that break these terms.

Law

These terms are governed by the laws of the Federal Republic of Nigeria.